New Online Plan
Comparison Tool
§No
more pouring over piles of confusing paperwork from several
different plans. Now you can simply
get quotes
and compare plans and features in one easy to view layout. Want
to check to see if a plan includes your doctor? Now problem,
each plan has a link to the plans physician directory. With
easy to read plan feature indicators you can easily view which
plans include such benefits as preventative care, health club
discounts, maternity coverage and much more. Compare plans
from different companies benefits and features in a user
friendly side by side layout. With the ever increasing cost of
health care it has never been more important to sure that you
are getting the best coverage at the best price. MN Health
Insurance Network is proud to deliver a powerful tool to allow
consumers to take control over their health care buying
decisions. Have questions on a plan you are considering?
Contact one of our health
insurance professional help.
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The
ABC's of HSA's
§Health
Savings Accounts, often referred to as an HSA is a
tax-favored savings account designed to allow for the
accumulation of funds to pay for qualified health care
expenses and to save for the future. It works in
combination with a qualified high deductible health
insurance plan.
They were
created to help give control back to consumers and lower
healthcare costs. HSAs provide a financial incentive for
consumers to select a High Deductible Health Plan (HDHP).
HDHPs have lower monthly premiums than traditional plans.
The HSA/HDHP combination provides consumers with more
incentive to shop carefully for healthcare services.
•
Unlike other
programs, Health Savings
Accounts do not have a "use it or lose it" provision. HSA's
allow account accumulations for remain in the account from year to
year. Most HSA's have several investment options for the
account funds. The guidelines for HSA's are set at the federal
level and for 2009 will be ...
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Flu Season
Flu season is here and usually runs from November to March.
According to a recent study over 2000 hospitalizations and up to
650,000 outpatient visits are due to the flu and could be prevented
if everyone who needed one got a flu shot. It is also hard to
imagine that the “flu bug” would affect the workplace, but it does.
Influenza costs the economy $50-100 million dollars per year due to:
-
absenteeism, sick leave,
replacement & overtime costs
-
interruption of service
and/or product delivery
-
lost or reduced sales
and productivity and healthcare costs
A flu shot may not
take full effect for a few weeks. So, make sure you and your loved
ones, who need the vaccine, get immunized sooner rather than later.
...
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Fitness Discount
There’s no
denying the benefits of regular physical activity are many — we look
better, we feel better, and our overall health could improve. Did
you know that it is a fact that regular physical activity, even at
moderate levels reduces the risk of heart disease, cancer, high
blood pressure and much more?
How Would You Like To Be Rewarded
For Healthy Habits?
We can all be rewarded
for healthy habits. We sell many health plans that offer a Frequent
Fitness discount. How do they work you ask? They work like this; if
you sign up for the Fitness Reward program that your health care
provider offers and workout at least the minimum required number of
times in a calendar month (usually 12), you will receive $20 off
club memberships every month, with a limit of two workout incentives
per household for a maximum $40 reimbursement ...
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Convenience Clinics
Convenience
Clinics also known as MinuteClinics or Express Clinics are a no
appointment-needed clinic that offers quick and easy health care
with most treatments costing from $59 - $69. Convenience Clinics
(also know as retail clinics) visits are covered as regular
office visits and most clinics are covered as in-network providers
for most major health insurers. It’s an option that might save a few
bucks and may take less time away from the office for employees or
their loved ones with common conditions. ...
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